HMRC-Compliant Invoice Generator
HMRC-compliant UK invoices, in under a minute.
A free HMRC-compliant invoice generator for UK sole traders and limited companies. Handles VAT (standard, reduced, zero-rated, exempt, outside-scope), reverse charge, tax point dates, Companies Act 2006 place of registration, and foreign-currency sterling VAT. No sign-up, no email harvesting — your data never leaves your browser.
In one paragraph
Most "free" invoice tools want your email first and skip half of what HMRC actually requires.This one doesn't.Fill the form, download a fully HMRC-compliant PDF, walk away.
Tool 01
Build your
invoice
Form on the left, live preview on the right. Hit "Download PDF" when you're done — no account, no upload, nothing stored on our servers.
A note on saved data
Anything you "Save" here — your business profile, your customers, your last invoice — lives in your browser's local storage on this device only. Clearing browser data, switching browser, or using private mode will lose it. Server-backed accounts so this follows you across devices are on the roadmap for signed-in users (not built yet).
Live previewPDF will look like this
- Invoice no.
- INV-2026-06-001
- Issue date
- 18 Jun 2026
- Due date
- 18 Jul 2026
From
Your business
Bill to
Customer
| Description | Qty | Price | VAT | Total |
|---|---|---|---|---|
| — | 1 | £0.00 | — | £0.00 |
- Subtotal
- £0.00
- Total due
- £0.00
smesolutions.uk
Required: trading name, customer name, invoice number, issue date, and at least one line item with a description and price.
Background
What HMRC
actually requires
The full HMRC checklist for a valid UK invoice — most generators only cover the basics. This one covers all five tiers. None of this is legal advice — speak to your accountant for that.
- № 01
Required, always
A unique sequential invoice number, the issue date, your business name and address, the customer's name and address, a clear description of what was sold, the amount charged and the total due.
- № 02
Limited companies — Companies Act 2006 s.82
Company number AND place of registration ("Registered in England and Wales", "Registered in Scotland", or "Registered in Northern Ireland") on every business document. Easy to forget — we surface a dropdown the moment you enter a company number.
- № 03
VAT-registered businesses
Your VAT number, the VAT rate per item — covering all five: standard (20%), reduced (5%), zero-rated (0%), exempt (insurance, finance, education, healthcare) and outside the scope of VAT (place-of-supply, statutory levies). HMRC tracks 0%, exempt and outside-scope separately even though they all show £0 VAT — picking the right one keeps your VAT return accurate.
- № 04
Tax point + foreign currency
The date of supply (tax point) goes on the invoice when it differs from the issue date — for goods, the despatch date; for services, the completion date. Determines which VAT period the transaction lands in. And under HMRC Notice 700 §16.4, if you bill in a non-GBP currency the sterling equivalent of the VAT amount must appear on the invoice. Both auto-render here when relevant.
- № 05
Reverse charge
For B2B cross-border services or domestic reverse-charge construction services, the customer (not the seller) accounts for VAT — and HMRC requires the exact legend "Reverse charge: customer to account for VAT" on the invoice alongside the customer's VAT number. One tick on the form auto-stamps it.
- № 06
Recommended (not required)
Bank details so the customer can pay (sort code, account number, sometimes IBAN for international clients), payment terms (e.g. "Payment due within 30 days"), your contact email or phone, and a polite payment-late clause if you've agreed one.
FAQ
Common
questions
The things people ask before they trust a free invoice generator with their first real bill. Same questions on every search — answered here in one place.
- Q1
Is this UK invoice generator actually free?
Yes. No sign-up, no email, no credit card, no watermark on the PDF, no daily invoice limit. The tool runs entirely in your browser. We don't store your invoices on a server because we don't have your invoices.
- Q2
Can I create an invoice without VAT?
Yes — pick "None" as the VAT rate on each line. This is the right choice if you're a sole trader or limited company below the £90,000 VAT registration threshold and not voluntarily registered. The invoice PDF will omit any VAT section entirely and show just the net total, which is what HMRC expects from a non-VAT-registered business.
- Q3
Does it work for sole traders and the self-employed?
Yes. Leave the VAT number and Companies Act fields blank — the generator skips them automatically. Your trading name, address, the customer details, line items and total are all you need, and that's exactly what HMRC asks of a sole trader.
- Q4
Is it HMRC-compliant for VAT-registered businesses?
Yes — it covers the full HMRC VAT invoice checklist: VAT number on the document, all five rates (standard, reduced, zero-rated, exempt, outside scope), the tax point date when it differs from the issue date, and the reverse-charge legend with the customer's VAT number when ticked. None of this is legal advice. If you're unsure which rate applies to a given supply, ask your accountant.
- Q5
Can I invoice in a foreign currency?
Yes. Pick USD or EUR as the invoice currency and enter the GBP exchange rate the day work was completed. HMRC Notice 700 §16.4 requires the sterling equivalent of the VAT amount on any non-GBP invoice from a VAT-registered UK business — the PDF renders both figures side by side automatically.
- Q6
Where does my data go?
Nowhere we can see. The form runs in your browser, the PDF is generated on your device, and anything you "Save" lives in your browser's local storage on that device only. We don't send your invoice data to any server — clearing your browser data is enough to remove every trace.
- Q7
Do I need to install anything?
No. It's a web page. Open it in any modern browser on desktop or mobile, fill the form, hit Download PDF. Works offline once loaded, because all the rendering happens client-side.
Last word
No sign-up. No upload. Just a PDF.
Need MTD-compatible accounting software for the actual tax filing? See our recommendation on the accounting page.
See accounting